Best Payday Loans in Philadelphia, PA

Updated September 2026 · 10 businesses · Philadelphia guide

Looking for payday Loans in Philadelphia? Below you'll find 10 local options with their address, phone number, website and opening hours, plus practical advice on choosing the right one.

What they do: Short-term lenders and cash advance stores. Pennsylvania caps interest rates on small loans, which effectively prohibits storefront payday lending, so check any lender's license with the Department of Banking and Securities.

This guide lists 10 payday Loans in and around Philadelphia, spread across 7 ZIP codes. 10 have a phone number you can call directly from this page, 10 link to their own website, 10 are open on weekends. Listings are organized so you can compare them at a glance and contact them directly.

Top 10 Payday Loans in Philadelphia

Listings are shown in no paid order: no business can pay to appear or to rank higher on this page.

1 ACE Cash Express

Open weekendsZIP 19140
Opening hours
Mon8 AM-6 PM
Tue8 AM-6 PM
Wed8 AM-6 PM
Thu8 AM-6:30 PM
Fri8 AM-7 PM
Sat9 AM-5:30 PM
SunClosed

CallDirections

2 ACE Cash Express

Open weekendsZIP 19121
Opening hours
Mon9 AM-6 PM
Tue9 AM-6 PM
Wed9 AM-6 PM
Thu9 AM-6 PM
Fri9 AM-7 PM
Sat9 AM-5 PM
SunClosed

CallDirections

3 ACE Cash Express

Open weekendsZIP 19139
Opening hours
Mon9 AM-7 PM
Tue9 AM-7 PM
Wed9 AM-7 PM
Thu9 AM-7 PM
Fri9 AM-7 PM
Sat9 AM-6 PM
SunClosed

CallDirections

4 ACE Cash Express

Open weekendsZIP 19139
Opening hours
Mon8 AM-7 PM
Tue8 AM-7 PM
Wed8 AM-7 PM
Thu8 AM-7 PM
Fri8 AM-7 PM
Sat8 AM-6 PM
SunClosed

CallDirections

5 ACE Cash Express

Open weekendsZIP 19139
Opening hours
Mon8 AM-7 PM
Tue8 AM-7 PM
Wed8 AM-7 PM
Thu8 AM-7 PM
Fri8 AM-7 PM
Sat8 AM-6 PM
SunClosed

CallDirections

6 ACE Cash Express

Open weekendsZIP 19131
Opening hours
Mon9 AM-6 PM
Tue9 AM-6 PM
Wed9 AM-6 PM
Thu9 AM-6 PM
Fri9 AM-7 PM
Sat9 AM-6 PM
SunClosed

CallDirections

7 ACE Cash Express

Open weekendsZIP 19143
Opening hours
Mon9 AM-6 PM
Tue9 AM-6 PM
Wed9 AM-6 PM
Thu9 AM-6 PM
Fri9 AM-7 PM
Sat9 AM-6 PM
SunClosed

CallDirections

8 ACE Cash Express

Open weekendsZIP 19142
Opening hours
Mon8 AM-6 PM
Tue8 AM-6 PM
Wed8 AM-6 PM
Thu8 AM-6 PM
Fri8 AM-7 PM
Sat8 AM-6 PM
SunClosed

CallDirections

9 ACE Cash Express

Open weekendsZIP 19140
Opening hours
Mon8 AM-7 PM
Tue8 AM-7 PM
Wed8 AM-7 PM
Thu8 AM-7 PM
Fri8 AM-7 PM
Sat8 AM-6 PM
SunClosed

CallDirections

10 Wilson's Check Cashing

Open weekendsZIP 19125
Opening hours
Mon8:30 AM-6 PM
Tue8:30 AM-6 PM
Wed8:30 AM-6 PM
Thu8 AM-6:30 PM
Fri8 AM-7 PM
Sat8:30 AM-3 PM
SunClosed

CallDirections

How to choose payday Loans in Philadelphia

  • Check any required licenses or certifications for the profession in Pennsylvania.
  • Ask for references from clients with needs similar to yours.
  • Get pricing in writing, whether hourly, flat-fee or retainer.
  • Make sure you know who will actually handle your account or project.
  • Compare response times. A quick reply before you hire usually means good service afterwards.

Local tips for Philadelphia

Philadelphia has its own licensing rules that go beyond state law: the city's Department of Licenses and Inspections (L+I) issues contractor licenses, permits and trade licenses, so plumbers, electricians and contractors working in the city need an L+I license on top of any state registration.

SEPTA's subway, trolley and bus network covers most of the city, so check whether a business is near a Market-Frankford or Broad Street Line station if you don't drive. Street parking in Center City is limited and enforced by the Philadelphia Parking Authority.

Philadelphia is in Philadelphia County, and local phone numbers use the 215, 267 and 445 area codes. Popular areas include Center City, Old City, Fishtown, Northern Liberties, South Philly, University City, Manayunk, Chestnut Hill.

Frequently asked questions

Which payday Loans in Philadelphia are open on weekends?

According to their listed hours, these are open on Saturday or Sunday: ACE Cash Express, ACE Cash Express, ACE Cash Express, ACE Cash Express, ACE Cash Express, ACE Cash Express. Hours can change on holidays, so call before you go.

Which areas of Philadelphia do these payday Loans cover?

The payday Loans on this list are located in ZIP codes 19121, 19125, 19131, 19139, 19140, 19142, 19143. Many businesses also serve nearby neighborhoods and suburbs, so ask when you call.

How do I compare payday Loans in Philadelphia?

Shortlist two or three providers, ask each for a written proposal with pricing and scope, check reviews and references, and choose the one that communicates most clearly.

Is it better to hire a local provider?

A local provider knows Philadelphia's market and regulations and can meet in person, which helps with complex or ongoing work.

What questions should I ask before hiring?

Ask about experience with similar clients, total cost, timelines, who your contact will be, and how problems or disputes are handled.

Information is collected from public sources and may change. Please confirm hours, prices and availability directly with each business. Business owner? Ask us to update your listing.